A registered External Debt Collector (EDC) specialising in high-recovery solutions through payroll access and ethical practices.
Welltec Collections is a subsidiary of the Welltec Group and a registered External Debt Collector. We combine employer partnerships, proprietary technology, and data-driven strategies to deliver compliant, sustainable debt recovery solutions for credit providers. With access to over 2.4 million employees across public and private sectors, we transform aged debt into recoverable assets.
Ethical recovery of consumer debt using employer matching and payroll deduction.
In partnership with Welltec Finance, we offer consolidation loans to settle arrears.
Managed handovers, negotiations, and voluntary repayment agreements.
Tailored strategies for early-stage recovery, rehab, and reconnection.
Our unique advantage includes direct access to 1.4 million government employees and 1 million private sector employees through established payroll deduction agreements. This enables significantly higher recovery rates via salary-integrated repayment, which is more reliable than traditional debit orders.
We provide an end-to-end solution that seamlessly manages the entire process (from collections and underwriting to financial literacy and restructuring) — all within the Welltec Group.
Every step is fully compliant, transparent, and aligned with POPIA and other regulatory frameworks. Our approach is supported by a substantial investment in proprietary collections and wellness technology, ensuring efficient, secure, and high-performance operations.